Your Ultimate Guide to Handling Car Accidents
Being involved in a car accident is really stressful and there are a lot of questions that come to mind once it happens. When it comes to the things you need to do in any event you got involved in a crash accident include checking yourself for physical injuries, checking on the well-being of your passengers, getting to safety, calling 911, waiting for help, exchanging information, documenting the accident, and notifying your insurer. You have to act promptly and call 911 if you are injured or any of your passengers are injured, don’t attempt to move if you are seriously injured, and just wait for the arrival of the emergency response team. You can seek the help of a bystander if you don’t have access to your phone.
If your car is causing a hazard to other people, pull it to the side of the road or sidewalk, otherwise it is best to leave it where it is and get yourself into a safer place. This is to ensure that the police will be able to determine who is at-fault in the car accident. Car insurance is fault-based in the majority of states, wherein if a car accident happens in a fault or tort, the insurer of the at-fault driver will help in paying for repairs, medical expenses, and other losses like lost wages and pain and suffering through the liability of the driver. Calling the police is essential whether it is a minor or a major car crash. The police responders will document the scene and fill out an accident report. You can go to the nearest police station and file a report if the police can’t come tot he incident scene. Don’t forget to turn off the engine, turn on your hazard lights, and use road flares for warning other vehicles so they can slow down. It is important to exchange important information with the other driver once you are sure that you and your passengers are uninjured. The most important details include full name and contact information, insurance company and policy number, driver’s license, license plate number, vehicle information (type, color, and model), and the location of the accident.
Documentation of the accident is important to help in protecting yourself by identifying the police officers by getting their names and badge numbers, get a copy of the accident report, take pictures of your vehicle in all angles to show damage done to both cars, and talking to witnesses to get their names and contact details. You need to contact a car accident lawyer to help you in establishing and proving your car accident claim.